Retirement Pension Plans: It becomes very difficult to live a life dependent on others. That’s why people prepare their retirement plans while working. Many schemes are also being run to save for the future.
By investing in these, you can easily get pension every month after retirement. Today we will tell you about some such schemes. So that after retirement, you will continue to get this amount every month sitting at home. You will be able to manage your expenses easily. Let us know about these schemes.
national pension system
People have to plan in advance for retirement. What will their future life be like? In such a situation, what could be better than getting pension every month. For this, investing in the government run National Pension System i.e. NPS can prove to be good.
You will have to invest monthly in this scheme. Then after 60 years, 60 percent of the amount is received from the NPS fund together. The remaining 40 percent is given as pension. Earlier the benefit of this scheme was given only to government employees. But now private employees can also take advantage of it.
Atal Pension Yojana
The Central Government started Atal Pension Yojana in the year 2015. The government had started this scheme keeping in mind the middle class people and poor people. Monthly investment is made in this scheme. Anyone between 18 years to 40 years can invest. This scheme matures after the age of 60 years. After turning 60, the beneficiary gets a monthly pension ranging from Rs 1,000 to Rs 5,000.
Senior Citizen Savings Scheme
Post Office Senior Citizen Saving Scheme is a good scheme for retirement. The scheme under which one gets good interest on investment. The lump sum amount received after retirement can be invested in this scheme. fifth note of the musical scale
However, the maximum limit of investment in this was Rs 15 lakh. Which has been increased to Rs 30 lakh. 8 percent interest is available annually on this. The duration of this scheme is 5 years. But after 5 years it can be extended for 3 years.
