This news is important for you if you invest in Sukanya Samriddhi Yojana (SSY), Public Provident Fund (PPF) or other small saving schemes. The government has not made any changes in the interest rates of these schemes for the first quarter (April-June) of FY 2025-26. This is the fifth consecutive quarter when the government has kept the interest rates unchanged.
Ministry of Finance
According to the notification issued by the Finance Ministry, the interest rates of all small saving schemes for the quarter from 1 April 2025 to 30 June 2025 will remain the same as the last quarter of FY 2024-25.
Last time the government amended the interest rates of some schemes in the fourth quarter of 2023-24. The government fixes the interest rates of small savings schemes every quarter.
How much interest rate on which scheme?
| Plan | Interest Rate (April-June 2025) |
|---|---|
| Sukanya Samriddhi Yojana (SSY) | 8.2% |
| Public Provident Fund (PPF) | 7.1% |
| Post office savings account | 4.0% |
| 3 -year fixed deposit (FD) | 7.1% |
| National Savings Certificate (NSC) | 7.7% |
| Kisan Vikas Patra (KVP) | 7.5% (Maturity in 115 months) |
| Monthly Income Scheme (MIS) | 7.4% |
There was a possibility of cuts in interest rates!
In February 2025, the Reserve Bank of India (RBI) cut the repo rate by 0.25%, decreasing to 6.25%. After this decision, it was expected that the government could reduce the interest rates of small savings schemes. But the government decided to keep the rates stable.
What does this decision matter to investors?
The current investors have been relieved by the interest rates being stable.
Schemes like Sukanya Samriddhi Yojana, PPF, NSC are still giving better returns.
In view of the possibility of fall in interest rates, investors can invest money in their long -term plans at the earliest.
In the coming time, what will be the attitude of the government on small savings schemes, it will be worth seeing!
The post Sukanya Samriddhi, PPF including small savings schemes stable, the government did not make any changes first appeared on News India Live | Breaking India News, The Indian Headline, India Express News, Fast India News.
