Smartphones have become an important part of our life. With the help of a smartphone, we can not only chat and call, but also pay online. With the help of a smartphone, we can send money to anyone in any corner of the world. It takes only a few seconds. Any person can pay immediately through a smartphone. Due to net banking, people no longer need to stand in long queues in banks. Money can be transferred to anyone’s account immediately.
You can also transfer money to the account of a shopkeeper or a stranger. We are often in a hurry while paying online. In such a situation, we want to transfer money to someone’s account, but the money is transferred to the wrong person’s account, which causes a lot of confusion. In such a situation many people get scared and try to get their money back. (Photo courtesy – Pinterest)
Such incidents often occur while transferring money from a number. Because if a number is recorded incorrectly, the money will be transferred to the wrong person’s account. But in such a situation we do not need to panic. If you have accidentally transferred money to the wrong bank account, do not panic. You can get your money back by following some suggestions.
Inform the bank immediately.
Contact the bank or customer service immediately from the bank from which the funds were transferred. Subsequently, the payment details (transactions ID, date and time, amount sent and incorrect account number) share with your bank. After this you will get a complaint number or request number. If you want, you can also inform the bank through e-mail. Based on your information, the bank will talk to the person whose account was accidentally transferred to the account. The bank will ask for permission of the person to return the money transferred by mistake. In this way you will get back the money transferred by mistake. But you have to make this complaint immediately.
Report
If that person refuses to return the money, then you can also file a case against him. Money is accumulated in your account by mistake, getting lost money. It is legally binding that the money should be returned to the one whose wealth is. Not returning money is a violation of RBI rules, which can be punished. Therefore, if a person accidentally transferred money to a person’s account and he refuses to return the money, legal action can be taken against him.
Remembering things while transferring money-
- Check the account number and IFSC code carefully and then enter.
- If you are doing UPI transactions, then check it again before entering the phone number.
- Re -confirm the name while sending through UPI/IMPS.
The post technical tips: oops! Did the money be transferred to the wrong person’s account by mistake? Do not be afraid, do this work immediately appeared on News India Live | Breaking India News, The Indian Headline, India Express News, Fast India News.
