SSY Account : Sukanya Samriddhi Yojana (Sukanya Samriddhi Yojana) was started by the government for the daughters of the country through the post office! Efforts are also being made to strengthen this scheme from time to time. Sukanya Samriddhi Yojana (Sukanya Samriddhi Account) any parent can open an SSY account in the post office in the name of the daughter!

SSY Account

SSY Account

The post office is paying the highest interest in this Sukanya Samriddhi Yojana! On today’s date (22 December 2022), 7.6 percent interest is being received in this scheme! A minimum of Rs 250 and a maximum of Rs 150000 can be deposited in this Sukanya Samriddhi Account in a financial year! Money can be deposited in multiples of 50!

SSY Account

A lump sum amount can also be deposited under this Sukanya Samriddhi Yojana! Along with this, SSY has been made very flexible. A lot of concession has been given for depositing in it! Money can be deposited anytime in the whole month or the whole financial year! Installed in this Sukanya Samriddhi Yojana! Tax benefits can also be availed under section 80C of income tax on money.

Who can open Sukanya Samriddhi Account

  • This account can be opened in the name of a girl child below 10 years by her parents.
  • Only one Sukanya Samriddhi Yojana account can be opened in the name of a girl child in the country! This account can be opened in any bank or in any post office.
  • This Sukanya Samriddhi Account can be opened in the name of only two girls of a family! If twin girls are born at the time of second child’s birth!
  • Only then it can be opened in the name of three girl children. Otherwise, the account can be opened under this scheme in the name of only two girls.

How much money can be deposited in Sukanya Samriddhi Account

  1. Sukanya Samriddhi Account Minimum initial deposit of Rs. Can be opened with 250/-.
  2. Minimum deposit in the financial year Rs. 250/- and maximum deposit of Rs. 1.50 Lakh (in multiples of Rs. 50/-) can be deposited in multiple installments or lump sum in a financial year.
  3. The deposit can be made for a maximum period of 15 years from the date of opening of the account.
  4. If the minimum deposit in an account in a financial year is Rs. 250/- is not deposited, the account will be treated as default account.
  5. Default account can be revived before completion of 15 years by depositing minimum deposit of 250/- + 50/- default for each year from the date of opening of the account.
  6. The deposits qualify for deduction under section 80C of the Income Tax Act!
  7. Therefore, you can deposit this much money in the account of this Sukanya Samriddhi Yojana!

Open an account in Sukanya Samriddhi Yojana before the age of 10 years

Parents can open their daughter’s account in Sukanya Samriddhi Yojana before she completes 10 years of age. An investor opens an account (SSY Account) in the scheme immediately after the birth of his daughter. So he can deposit his contribution for 15 years! 50% of the maturity amount can be withdrawn when the girl turns 18! The remaining amount of Sukanya Samriddhi Account (Sukanya Samriddhi Account) can be withdrawn when the daughter is 21 years old!

Daughter will become millionaire in SSY account

According to the calculation, if a person invests in the account under Sukanya Samriddhi Account immediately after the birth of his child! So he will be able to invest for the next 15 years! Apart from this, if a parent does not withdraw 50 percent of the maturity amount after his daughter turns 18! So in Sukanya Samriddhi Yojana (Sukanya Samriddhi Yojana) they will get maturity amount of 51 lakhs!

Also know :-

Bihar Vridha Pension Scheme: Pension of Rs 6000 is being received in Bihar Old Age Pension Scheme, know here

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