Post Office MIS : Welcome to this article on Post Office MIS! People who are nearing retirement always worry about regular earning after job. In such a situation, those who retire from government jobs! They are also worried about the increase in monthly income when their income is halved! In such a situation, the choice of most people has been the Monthly Income Scheme (Post Office Monthly Income Scheme) given by the Indian Post Office!
Post Office MIS
Post Office MIS
Post Office MIS has been the most reliable option for government job seekers! People earn every month by depositing a lump sum here! This earning was deposited by the Post Office customer! Repays by paying interest in lieu of the amount! In such a situation, the customers who are worried about the decrease in income after retirement! They are relieved too! The safest and best return of your money is guaranteed by the government in the Post Office Monthly Income Scheme!
Post Office Monthly Income Scheme
Recently, the Finance Ministry has increased the investment limit in the Post Office Monthly Income Scheme! Explain that according to the notification issued by the Ministry of Finance on March 31, 2023, a person can now invest a maximum of Rs 9 lakh in a single account of POMIS and Rs 15 lakh in a joint account! Earlier, the time limit for investment in single and joint accounts was Rs 4.5 lakh and Rs 9 lakh respectively. Noteworthy ! That the increase in investment limit under Post Office MIS was announced in Budget 2023!
Monthly Income Scheme
Usually seen That senior citizens have been taking advantage of this Post Office Monthly Income Scheme! Senior citizens guarantee their income every month by investing their money in this Post Office MIS!
Post Office MIS
It may be known that the government revises the interest rates of Post Office MIS every quarter. Recently, the government has announced an increase in the interest rate (MIS Interest Rate) for the quarter April to June 2023! Done in this scheme from April 1, 2023! New investment will get an interest rate of 7.4 percent per annum! Post Office Monthly Income Scheme (Post Office Monthly Income Scheme) interest rate has been increased by 0.30 percent! Which was earlier 7.1 percent!
Post Office Monthly Income Scheme
As announced in the budget! Now the Finance Ministry has increased the investment limit in Post Office MIS! In this regard, according to the notification issued by the Ministry of Finance on March 31, 2023, a person can now deposit a maximum of Rs 9 lakh in a single account of the Post Office Monthly Income Scheme and up to Rs 15 lakh in a joint account. Could! Earlier, an amount of Rs 4.5 lakh could be deposited in a single account and Rs 9 lakh in a joint account.
You will get this much money after depositing 50 thousand rupees
In Post Office Monthly Income Scheme (Post Office Monthly Income Scheme) you will get 6.6% as interest every month! If you deposit 50 thousand rupees in your account at one go! So you will get around 275 rupees every month and 3300 rupees annually! In five years, you will get a total of Rs 16,500 as interest! If you deposit more amount in this post office scheme (Post Office MIS) then you will get more money.
Post Office Monthly Income Scheme Calculator
If the child is 10 years old and you deposit 2 lakh rupees in his name in the Post Office! So at the current rate of 6.6%, your interest per month will be Rs 1100. In the Post Office Monthly Income Scheme (Post Office Monthly Income Scheme), this interest will be a total of 66 thousand rupees in five years!
Post Office Monthly Income Scheme
And under this scheme (Post Office MIS) in the last you will get a return of Rs 2 lakh! In this way you will get 1100 rupees for a small child. Which you can use for his studies! This amount can become a good help for parents. So you start investing in this Post Office Monthly Income Scheme as soon as possible!
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