New Delhi: There are many schemes for central employees that give wings to their future and family dreams. You must have heard about the facility of family pension, which guarantees 60 percent pension to the family even after the death of the employee. In addition to gratuity, lump sum payment is also made under this scheme.
The government has started the new scheme from 1 April 2025. Under this scheme, a minimum of Rs 10,000 pension facility is provided. There will be some necessary conditions and rules to get this amount. First of all, you can understand some important things in the article below.
Learn about the plan.
Under the government’s welfare scheme, there is a provision to give 50 percent of the average basic salary received in 12 months before retirement. For minimum qualifying service of 25 years, 50 percent of the average basic salary received in the last 12 months before retirement is given as pension.
This salary will be in proportion to the minimum service period of minimum 20 years. The most important thing is that employees also get family pension facility. If the employee dies, 60 percent of the pension benefit is given to the family. At the same time, in addition to gratuity, there is a lump sum payment on retirement under this scheme.
Know which employees
The government has made these rules to enable the enrollment of employees involved in NPS which are in service till April 1, 2025 and are employees admitted to the services of the Central Government on or after April 2025. Enrollment and claim form for all these categories of central government employees is available online on the website of protein CRA since April 1, 2025. Along with this, employees also have the option to physically submit the form.
What is the difference between OPS and UPS?
For information, let us know that before January 2004, the OPS scheme of the government was effective. Under this, there was a provision to get 50 percent (half) pension of the basic salary to the employees. The ups separate from OPS are of contributory nature. In this, employees will have to contribute 10 percent of the basic salary and dearness allowance. Apart from this, the contribution of the employer will be 18.5 percent.
