LIC’s great policy, you will get full 25 lakh rupees at the cost of only 1400 rupees, know the details

New Delhi LIC Policy: If you are thinking of investing money in LIC’s Jeevan Anand Policy, then through this article we are going to tell you about an article. Investors get maturity benefit in this policy. Along with this, you get the benefit on the death of the nominee. In such a situation, LIC’s Jeevan Anand Policy can be the best option for you to invest. In this policy, the premium term and the term of the policy are the same. This means that you can make payments for as long as the policy is in force. By investing Rs 1400 in this policy, you will get Rs 25 lakh.

At the same time, in this policy of LIC, bonus is available 2 times. But for 2 times bonus the policy needs to be for 15 years. On the other hand, if the person dies at the time of the policy, then the nominee gets a benefit of 125 percent to the policyholder. On the other hand, if the death of the policy holder happens after the end of the policy, then the money will be as much as the sum assured.

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Minimum Sum Assured Rs 1 Lakh

This policy has a minimum sum assured of Rs 1 lakh and there is no limit on the maximum sum assured. There are 4 riders in this policy namely Accidental Death and Disability Rider, Accident Benefit Rider, New Critical Illness Benefit Rider and New Term Assurance Rider etc. These policies can be taken for 5 years, 10 years and 15 years. In this, investors can take advantage of tax exemption.

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how to get 25 lakhs

If you get a sum assured of Rs 5 lakh at the age of 35 years, then your policy term is 35 years, then your annual premium will be Rs 16300. The premium to be deposited can be paid monthly, quarterly and half-yearly. In this, a total of Rs 5.70 will be deposited in the policy of 35 years. That is, by depositing about Rs 1400 every month, you will get Rs 25 lakh on maturity. In this, your basic sum assured will be Rs 5 lakh. Apart from this, Rs 8.60 lakh will be given as revisional bonus and Rs 11.50 as final additional bonus.

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