News India Live, Digital Desk: Lic pension scheme: Everyone plans to invest in such a place while saving some of their earnings. Where his money is safe, but also got great returns on his investment. There are many investment options in today’s time. But today we are going to tell you about a scheme of LIC, the country’s largest insurance company. Which can ride your old age. LIC’s retirement plan is quite popular. Which gives you financial security after retirement. The name of this scheme is LIC New Jeevan Shanti Plan (LIC New Jeevan Shanti Plan). Let us tell you in detail about it.
You get two options in the plan
LIC’s New Jeevan Shanti Plan gives you a regular pension after retirement through investment. That is, after the single investment made in it, you get a lifetime pension after retirement. The age limit for taking this policy is 34 to 79 years. There is no risk cover in this plan, but the benefits available in it are very popular. In this plan, you get two options from the company. The first of these is Deford Annuity for Single Life, the second is Heford Annuity for Jint Life. If you want, you can invest in either one.
Lic new jeevan Shanti plan
LIC New Jeevan Shanti Plan is an annuity plan, along with buying it, you can fix your pension limit in it. In this, the pension fixed in it gives you a lifetime after retirement. You also get great interest in this. If you buy this plan in 55 years, then at that time you will have to deposit 11 lakh rupees and hold for five years. Then on your lump sum, you can get a pension of more than Rs 1,01,880 annually. The pension amount received on six months basis will be Rs 49,911 and the pension will be Rs 8,149 every month.
Minimum investment of up to Rs 1.5 lakh
The annuity rates for New Jeevan Shanti Plan have also been increased in the past. Anyone can invest in this scheme. The most important thing in this is that you can surrender this plan at any time and you can also invest a minimum of up to Rs 1.5 lakh in it. There is no maximum limit for this. During this time, if the policyholder dies, then the entire deposit is given to the nominee in his account.
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