We all want to save some money from our hard earned money and put up such a place where our money is safe and in return also gives good profits. Nowadays there are many investment options in the market, but when it comes to trust, LIC’s name comes first.
Today we are going to tell you about one such magnificent scheme of LIC, the country’s largest insurance company, which can make your old age comfortable and worrying. LIC’s retirement plans have always been very popular among people, as they make you financially strong after retirement. The name of this special scheme is LIC New Jeevan Peace PlanLet us know about it in a little more detail.
What are the special options for this scheme?
LIC’s New Jeevan Shanti Yojana is a plan that guarantees regular pension after retirement in lieu of lump sum investment. That is, just invest money once and then get pension comfortably after retirement. Any person from 34 years to 79 years can take this policy. Yes, there is no risk cover (life insurance), but the benefits of pension make it very special.
In this plan, the company gives you two types of options:
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Single life deferred annuity for a person: In this, only the policy holder gets pension.
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Joint Life Deferred Annuity for two people: In this, you can avail pension in association with your spouse.
You can choose any one of the two options according to your need and choice.
How does LIC New Jeevan Shanti Yojana work?
Simply put, LIC New Jeevan Shanti Plan is an annuity plan. While buying it, you can decide how much pension you need and when it needs. In this, after a certain time you get a fixed pension for a lifetime after a certain time (which is called a decent period), and interest on it is also good.
Understand from the example:
Suppose, you buy this plan at the age of 55 and invest a lump sum of Rs 11 lakh in it. If you start taking pension after 5 years (ie 5 -year Defection period), then you are annually 1,01,880 rupees You can get a pension of more than. If you want to take half a pension then it is closer Rs 49,911 Will be, and monthly pension almost 8,149 rupees Will be made
At least how much can you invest?
The good thing is that recently the annuity rates (pension rates) of New Jeevan Peace Plan have also been increased, which has made it even more beneficial. Any person can invest in this plan. Its most special thing is that you can surrender anytime if you need this plan. At least 1.5 lakh rupees Can be invested, while maximum investment has no limit.
And yes, if there is an untoward incident with the policyholder during this time, the entire amount deposited in his account is given to the nominee (successor). So, if you also want to make your retirement safe and happy, then this scheme of LIC can be a great option!
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