In today’s digital era, UPI (Unified Payments Interface) has become the easiest and fastest payment system. But many times while making payment, the transaction gets stuck or fails due to small mistakes, which may lead to delay and trouble. In such a situation, it is important to keep some important things in mind while paying UPI. Let us know what is important to pay attention to the transaction.
1. Internet connectivity must check
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It is necessary to have strong internet connection for UPI transaction.
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Payments may be stuck in the middle or completely fail due to weak connectivity.
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Check the situation of the network before paying someone.
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If the network looks weak, restart the mobile or go to a better network area.
2. Check out the details of the receiver
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Check the UPI ID, mobile number or QR code well before the payment.
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Sometimes the mobile number may fail the transaction due to being inactive or wrong.
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Once the payment is made, it is not easy to get it back, so check the details again.
3. Check UPI Daily Limit
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While paying from UPI, also see if you have crossed the daily limit.
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According to NPCI (National Payments Corporation of India), a maximum payment of up to Rs 1 lakh a day can be made through UPI.
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In some special cases this limit can be up to Rs 5 lakh, such as for insurance or health services.
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The transaction may fail when the limit is crossed.
4. Keep an eye on the status of the bank or app server
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Sometimes the transaction also fails due to technical problems in the UPI app or the server of the concerned bank.
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In such a situation, wait for some time and try again.
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If there is a constant problem, then get information about the server status from the app’s website or social media handles.
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