Income Tax Rule 2025: How much gold can be kept in the house? Know what the law says law and CBDT instructions

The place of gold in India is not limited to only jewelery or fashion. It is a cultural and emotional heritage-from marriage-from marriage to festivals, it is considered necessary to sleep on every occasion. Women consider it to be both dress and security, while families consider it a support in future disaster. But do you know how much gold at home is safe from the perspective of income tax?

Let’s know according to the Income Tax Rules of 2025 and CBDT instructions, the limit of keeping gold in the house and the necessary rules related to it.

What does CBDT say?

CBDT (Central Board of Direct Taxes) issued an important instruction in 1994, which is still applicable. This instruction helps the Income Tax officials to decide during the raids how much gold will not be confiscated.

Keep in mind, these instructions are not a legal limit, but to protect taxpayers from unnecessary trouble during raids.

How much gold can you keep in the house without fear of seizure?

According to CBDT, if there is a raid, the gold will not be confiscated in the following quantity, even if it does not have documents:

• Married woman: 500 grams
• Unmarried woman: 250 grams
• Male (Married or unmarried): 100 grams

For example: If there are 2 married women in a family, 1 unmarried woman and 1 male, then gold can be kept in the house up to 1350 grams (1.35 kg) without a document, which the authorities cannot seize.

Why is this instruction necessary?

It is common in India to keep gold in homes, especially for women. That is why the government admitted that it is not right to seize the gold found in the raid every time. This not only increases disputes, but also puts pressure on the judicial process.

The purpose of CBDT’s instructions is to ensure that traditional jewels are unnecessarily not brought to the grip of legal action.

Is this a legal limit?

No. This is only an administrative guideline. This means that if you keep more gold than this and have strong documents to purchase, then it will be considered completely valid.

But, if you have more gold than this limit and you do not have documents of purchase or gift, then the authorities will have the right to seize it.

If a member outside the family gets jewelry?

CBDT’s instructions apply only to family members. If someone else gets gold, and does not have documents, the authorities can seize it.

Gold Control Act 1968: Is it applicable now?

The Gold Control Act, 1968 was applicable at one time in India, under which no person could keep more gold than the fixed limit. But this act was abolished in 1990. Since then, there is no such law in India till date that says how much gold you can keep in your house.

That is, there is no legal limit on how many kilos of gold you can keep, but you must tell its source and documents, if interrogation is done.

Some important things related to keeping gold

1. Keep the documents and keep the documents like bills, gift declaration or invoice.
2. Give honest declaration for tax, especially if gold is taken as investment.
3. If you have taken a gold loan, then keep its record and bank paper.