Workplace injuries are a major concern for businesses. They lead to financial losses, reduced productivity and higher  claims. However, wearable technology such as smart helmets, gloves, watches, etc., can go a long way in preventing accidents and improving safety. These smart devices track employees’ movements, monitor their health and provide real-time alerts. As a result, workplaces can become safer with lower compensation claims.

Ways through which wearable tech can reduce Employee’s compensation insurance claims

Some ways through which wearable tech can reduce workmen’s compensation insurance claims are as follows:

Preventing injuries before happening

Several workplace injuries occur due to poor posture, repetitive stress and unsafe lifting techniques. Wearable devices like smart vests and posture sensors can monitor employees’ movement during work. If a worker lifts an object incorrectly or bends in a way that puts strain on the body, the device vibrates or sends an alert.

This real-time feedback helps workers adjust their posture. It helps reduce the risk of musculoskeletal injuries. Over time, these small corrections lead to fewer accidents and lower employee’s compensation claims.

Monitoring health in real time

Certain jobs require workers to be physically active for long hours. This can lead to fatigue, dehydration or even heat-related illnesses. Smart wearables track heart rate, oxygen levels and body temperature throughout the workday. 

If an employee’s vital signs indicate stress or exhaustion, the device can send an immediate warning. This allows workers to take preventive action like drinking water, resting, or seeking medical attention. By addressing health concerns before they turn serious, businesses can reduce compensation claims from Employer Employee Insurance and .

Improving response time during emergencies

Quick response can be the difference between life and death. Wearable devices can detect falls, sudden impacts or unusual inactivity and immediately notify supervisors or emergency responders.

Some smart wearables even have GPS tracking. This can make it easier to locate injured workers in large work sites. For example, if a worker in a remote area falls and becomes unconscious, the device can automatically alert the nearest medical team. Faster response times reduce the severity of injuries and help workers recover more quickly. This can help minimise workers compensation claims.

Reduce exposure to hazardous conditions

Several sectors such as mining, construction etc., expose workers to dangerous environments. Wearables with environmental sensors can help measure air quality, noise levels and exposure to harmful chemicals.

For example, smart helmets in construction sites can help detect toxic gases and alert workers before they are exposed to dangerous levels. Similarly, noise-monitoring wearables can help workers in loud environments by warning them when noise reaches harmful levels. 

This can prompt them to use protective gear. Thus, wearable technology ensures workers remain in safe conditions, helps reduce long-term health risks and lower employer employee insurance costs.

Conclusion

As evident, prudent use of wearable tech can significantly help reduce employee’s compensation claims. Businesses investing in wearable tech can not only reduce claims but also create a safe work culture.


Rahul Dev

Cricket Jounralist at Newsdesk

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