Home Credit Bright EMI Card: Strengthening its commitment to simplify consumer finance, a leading consumer finance company, Home Credit India, through its bright EMI card is making loans more accessible and inclusive in India. This pre-approved virtual EMI card provides immediate credit limit of up to Rs 75,000, making the purchase easier, smart and document-free.
For the first time designed to empower consumers from borrowers to working professionals and self-employed people-bright EMI card makes the purchase of consumer goods more economical, convenient and flexible. Customers can use this virtual card online or to buy smartphones, home appliances, health care plans in stores, and convert the cost into an easy EMI of three to twelve months.
Stock market earthquake: heavy injuries on investors’ capital, Rs 1.5 lakh crore in a day
The main point of the bright EMI card
Easy eligibility
The bright EMI card is available to all Indian citizens aged 18 to 60, including working, self-employed and retired individuals. Basic requirements include valid ID/address proof, active bank account, monthly domestic income of more than Rs 25,000.
Stress -free onboarding with one -time KYC
The onboarding process is completely digital and includes minimal paperwork, making it easy. Customers are required to complete KYC once using PAN card and valid ID (Aadhaar card / passport / driving license / voter ID) to immediately activate their virtual card.
Special EMI offer
Customers can shop online and offline with attractive offers such as zero downpayments on various consumer goods and mobiles and EMI options at zero percent interest. Bright EMI cards provide customers access to a broad network of more than 53,000 retail partners of Home Credit India across the country. To make shopping easy and more economical, Home Credit India has partnered with leading brands like Vivo, Oppo, Xiaomi, Samsung, Whirlpool, Higher, Godrej, Blue Star and Voltas.
Buy multiple products
Customers can make many purchases with their bright EMI cards according to their credit limit and EMI eligibility and pay through Easy EMIs as single monthly bills, which will help them fulfill their daily needs and large aspirations.
Price -added services for increased safety and health
The bright EMI card is not limited to purchasing only – it offers a range of valuable services designed to enhance both security and welfare. Customers may opt for the necessary safety for safety for their shopping, safe payment, mobile safety, extended warranty and wallet security. Additionally, health and welfare schemes such as Care 360 ° and Health 360+ are available on easy EMIs, making comprehensive care more economical and accessible.
From anywhere, apply anytime
Customers can easily apply for a bright EMI card by visiting the partner store, where the representatives will assist them in the paperless application process, allowing real -time KYC, immediate approval and a spontaneous digital journey. For more information, customers can contact the Retail Partner, the closest retail partner of Home Credit India.
Home Credit India’s bright EMI card is redefining consumer finance with a digital-first and inclusive approach. This, designed for interested borrowers, provides an affordable and easy way to convert purchases into managed EMI without any financial trouble. The bright EMI card is more than a financial instrument, which brids the gap between aspirations and requirements, and enables millions of Indians to upgrade their lifestyle on their terms.
