The official list of January 2025 bank holidays, which details closures in all of the nation’s states, was made public by the Reserve Bank of India (RBI). Banks will be open on January 4, the first Saturday of the month, in accordance with the RBI holiday schedule.
This complies with the RBI’s rule that, barring a specific holiday, banks must remain open on the first, third, and fifth Saturdays.
Customers should be aware that due to public holidays, banks will be closed on Sundays and the second and fourth Saturdays of January 2025. Customers of banks should therefore schedule their visits appropriately, particularly for necessary banking services.
Several national and regional holidays will affect banking operations in different parts of India in addition to the scheduled Saturdays.
All bank holidays in January 2025
Chandigarh banks will be closed on January 6th in honor of Sri Guru Gobind Singh’s birthday. Bank operations in the city will be impacted by this regional holiday.
Banks in Aizawl and Imphal will commemorate Imoinu Iratpa, or Missionary Day, on January 11. Additionally, the second Saturday of the month—a national bank holiday—will fall on the same day as this closure.
File/ Representative Image
On January 14, several states will be closed for business on the occasion of Pongal, Makar Sankranti, and other local celebrations. Hyderabad (Andhra Pradesh and Telangana), Itanagar, Kanpur, Lucknow, Ahmedabad, Bengaluru, Bhubaneswar, Chennai, Gangtok, and Guwahati are among the cities that are impacted.
On January 15, Chennai’s banks will be closed in observance of Thiruvalluvar Day, a major Tamil Nadu holiday.
Banks in Chennai will close on January 16th in observance of Uzhavar Thirunal, another significant Tamil holiday.
January 23: In honor of Netaji Subhas Chandra Bose’s birth anniversary, Agartala, Bhubaneswar, and Kolkata will all have their banks closed on this national holiday.
January 25: Banks will close nationwide on the fourth Saturday. January 26 is Republic Day, which is observed nationwide and will also be observed as a national bank holiday.
Banking operations in various states will be impacted by regional holidays in addition to national holidays.
Access to the banking services on holidays
Holidays may cause physical bank branches to close, but consumers can still use ATMs, smartphone apps, and internet banking to perform simple tasks like cash withdrawals, bill payments, and fund transfers. The RBI holiday schedule states that in addition to the regular second and fourth Saturday closures, January 2025 will also include a number of regional holidays.
