Special FD Scheme: The deadline to complete many financial works is going to end in March. It also includes two fixed deposit schemes (Special FD Scheme) of the public sector Indian Bank. The bank is giving attractive interest to customers on both schemes. Common citizens where a maximum of 7.10% interest on regular FDs. At the same time, 7.30% interest is being given on the 400 -day special scheme.
Banks claim better returns and service from regular deposits on FD scheme. Here we are talking about “Ind Super 400 Day” and “Ind Supreme 300 Day”. These schemes are going to be closed by 31 March. In this, customers can invest less than Rs 3 crore. The minimum amount of investment in 400 days FD scheme should be Rs 5000. At the same time, the minimum investment amount for a 300 -day special scheme is 10 thousand rupees.
How much returns are being received on FD scheme?
The Ind Super 400 Day FD scheme began on 30 October 2024, which could be closed after March. Under this scheme, the bank is paying 7.30% interest to common citizens. The interest rate for senior citizens is 7.80% and 8.05% for super senior citizens.
The Bank is also paying attractive interest on the Ind Supreme 300 Day FD scheme. The interest rate for ordinary citizens is 7.05%. The bank is giving 7.55% returns to senior citizens and 7.80% to very senior citizens.
Interest rate for general FD
- 7 to 14 days – 2.80%
- 15 to 29 days – 2.80%
- 30 to 45 days – 3%
- 46 to 90 days – 3.25%
- 91 to 120 days – 3.50%
- 121 days to 180 days 3.85%
- 181 days to 9 months less – 4.50%
- 9 months to 1 year – 4.75%
- 1 year – 6.10%
- More than 1 year and less than 2 years – 7.10%
- Less than 2 years to 3 years – 6.70%
- Less than 3 years to 5 years – 6.25%
- 5 years – 6.25%
- More than 5 years – 6.10%
