If you are thinking of going to the bank today on Saturday for bank related work, then it is important to know whether the banks are open or closed today. People often remain confused about bank holidays, especially on the second and fourth Saturday of the month. In such a situation, it is important to understand what the bank holiday rules say and how many more holidays are left in January 2025.
Today we will not only tell you whether the bank is open or closed today, but will also give complete information about when the banks will remain closed in the remaining days of January.
Are banks open today Saturday?
According to the rules related to the functioning of banks, banks remain closed on the second and fourth Saturday of every month. But if today’s Saturday is first, third or fifth, banks will remain open.
Today in this month, i.e. January 2025 third saturday Is. As per rule, on the third Saturday the bank remain openThat means, today you can complete your bank related work.
However, note that if today is a particular regional festival or state holiday, banks may be closed in that state. Therefore, do check the status of your local bank branch.
bank holidays rules
There are mainly three types of bank holidays:
- Public Holidays: Like Republic Day, Independence Day, and Gandhi Jayanti.
- State-specific holidays: Which takes place on festivals and important days of a particular state.
- Second and fourth Saturday and Sunday of the month:It is valid in the entire country.
Remaining bank holidays in January 2025
There have been many bank holidays in the first two weeks of January, but if you are planning to do any work related to your bank in January, then it is very important to keep these dates in mind.
List of remaining bank holidays,
- 21 January (Sunday):weekly holiday
- 26 January (Republic Day): National holiday, holiday in all banks
- January 28 (fourth Saturday):Bank will remain closed
- 29 January (Sunday):weekly holiday
Banks will remain closed on these dates, so complete important banking work in advance.
Use Online Banking Options
In today’s digital age, many banking transactions can be handled online, regardless of bank holidays. If you are unable to visit the branch due to bank holidays, you can avail of these online facilities:
- Transferring money through net banking
- Use of UPI and mobile banking app
- Online ordering of services like check book and pass book update
- Opening FD or RD account
- Making credit card and loan payments
Through online banking you can fulfill almost every banking need without visiting the branch.
What to do if there is a bank holiday?
If you have to go to the bank for some important work and it is closed due to holiday, then you can keep these things in mind:
- use atm:For cash withdrawals and deposits.
- use digital payment: Like UPI, Paytm, or Google Pay.
- use net banking: Most of the banking work can be done sitting at home.
- Plan holidays in advance: Complete important work before leave.
