Bank Holiday Alert: Banks across the country closed today, 28th December, due to fourth Saturday.

Today, 28 December 2024, all banks will remain closed across the country. This day is the fourth Saturday of the month of December, and as per the rules of the Reserve Bank of India (RBI), the second and fourth Saturday of every month is a bank holiday. This rule applies to all government, private and rural banks. However, digital banking services such as net banking, mobile banking, and ATMs will remain available, allowing customers to access their essential banking services.

Reason for bank holiday on fourth Saturday

As per the rules set by RBI, the second and fourth Saturday is a public holiday in banks across the country. No banking transactions or services like check clearance are available on this day.

• Banks remaining closed:
  Banks will remain closed in Delhi, Uttar Pradesh, Rajasthan, Punjab, Haryana, Maharashtra, Madhya Pradesh and all other states.
• Digital services will remain operational:
  Customers can access online banking and ATM services.

Tips for Customers

Due to bank closure, customers have been advised to complete their banking needs online.

• Check clearance, cash withdrawal and other operations:
  These services will be available on the next working day only.
• Use online options:
  Money transfer, balance check and other services can be availed through net banking and mobile banking.

December 2024: Full list of bank holidays

Key dates of bank holidays for December 2024 released by RBI:

Local holidays in some areas by RBI

According to the RBI list, additional holidays have been earmarked for local festivals and other special occasions in some states and territories.

impact on banking services

• Check Clearance:
  There may be a delay in check clearance or other offline services due to banking holidays.
• Cash Withdrawal:
  Customers have been advised to use ATM or digital means on time.